Overseas AI services like ChatGPT Plus and OpenAI API have become daily tools for many domestic users. However, due to payment channel restrictions, domestic users often face difficulties when subscribing to these services. Traditional UnionPay credit cards often cannot complete USD payments directly, and some Visa or MasterCard dual-currency cards may fail due to bank risk control or regional restrictions. Against this backdrop, WildCard has emerged, providing a simple, stable, and secure payment solution for domestic users.
Recommended Overseas Virtual Cards: WildCard, VCard, PokePay, Dupay, WasabiCard
Recommended USDT Purchases: OKX, Binance, HTX (New users are recommended to download the OKX APP to purchase USDT)
Why Choose WildCard?#
WildCard focuses on providing overseas software subscription services for domestic users, with its core product being a virtual credit card. This virtual card does not require ID upload and can be registered in just one minute, supporting recharge through domestic payment methods like Alipay and WeChat, significantly lowering the operational threshold. Compared to other virtual credit card platforms such as Dupay, VCard, PokePay, WasabiCard, and LocalCard, WildCard does not require recharge through cryptocurrencies like USDT, avoiding complex exchange processes. More importantly, WildCard's payment channels are optimized to effectively bypass risk control interceptions from platforms like OpenAI, ensuring transaction stability and security.
The applicability of WildCard is also very broad. In addition to supporting recharges for ChatGPT Plus and OpenAI API, it can also be used for subscriptions to numerous overseas services such as Claude, Midjourney, Google Play, and Apple Store. For software developers, content creators, and small to medium-sized enterprises, WildCard provides a convenient payment tool to help them seamlessly access high-quality global resources.
WildCard's Fees and Discounts#
WildCard's fees are transparent and reasonable, offering two membership duration options:
- 1-Year Membership: $11.99, with a $1 discount using the invitation code "LEIXUE".
- 2-Year Membership: $16.99, also with a $1 discount using the invitation code "LEIXUE".
Additionally, WildCard's recharge fee is 3.5%, and the consumption fee is 0%, but for non-U.S. merchants or non-USD transactions, there will be an additional fee of 1% + $0.5. Unused balances can be refunded to Alipay in real-time without any refund fees. It is recommended to recharge at least $25 for the first time to cover OpenAI's $5 pre-authorization fee and the $20 subscription fee for ChatGPT Plus, avoiding binding failures due to insufficient balance.
New users who register through the WildCard official website and enter the invitation code "LEIXUE" can enjoy card opening discounts, making it highly cost-effective.
Detailed Card Opening Tutorial#
The process of activating WildCard is very simple, even for payment novices. Here are the detailed steps:
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Register an Account
Visit the WildCard official website, click the "Login/Register" button in the upper right corner. Choose "Register", enter your phone number (mainland users default to +86, Hong Kong users select +852), obtain the verification code, and submit to complete the registration. -
Activate the Virtual Card
After logging in, go to the "My Cards" page, select a 1-year or 2-year card activation duration. On the payment page, enter the invitation code "LEIXUE" to enjoy the discount, then complete the payment via Alipay or WeChat QR code. After successful payment, fill in your name and other information as prompted to complete the card activation. -
Recharge and Use
After activation, the card balance is $0 and needs to be recharged through the "Recharge" page using Alipay or WeChat. It is recommended to recharge $25 for the first time to ensure smooth binding. After recharging, the virtual card can be used for ChatGPT Plus subscriptions, OpenAI API recharges, or other overseas services. -
Notes
- To avoid payment failures, it is recommended to log in to the OpenAI account using the "remote environment" provided by WildCard.
- If a transaction fails, you can check the specific reason in the WildCard transaction records, usually related to insufficient balance or abnormal IP address.
- For refunds, the U.S. payment system requires 14-21 business days to process, and WildCard will charge a 2% refund fee.
WildCard User Experience#
WildCard not only performs excellently in technology but also offers a satisfying user experience. Whether it's registration, recharging, or payment, the entire process is designed to be intuitive and efficient. Compared to other virtual card platforms that require cryptocurrency recharges, WildCard's Alipay/WeChat recharge method allows users to avoid an additional learning curve. Furthermore, WildCard provides multi-card management functionality, suitable for enterprises or individual users who need to manage multiple accounts. Many users have reported that WildCard has a very high success rate when subscribing to ChatGPT Plus or recharging OpenAI API, with almost no instances of payment rejection.
Conclusion: The Best Choice for 2025#
For domestic users looking to enjoy overseas AI services, WildCard is undoubtedly the most recommended virtual credit card for 2025. With its easy-to-use operation, transparent fee structure, and stable payment channels, it addresses the pain points of domestic users in overseas subscriptions. Whether you are an AI enthusiast, developer, or content creator, WildCard can provide you with a one-stop payment solution. Visit the WildCard official website now and use the invitation code "LEIXUE" to start your overseas service journey!