The biggest obstacle for domestic users when subscribing to overseas services is payment issues. ChatGPT Plus and OpenAI API require international credit cards (such as Visa or MasterCard) for payments in USD, while domestic bank cards often face foreign exchange controls or payment restrictions, making it impossible to complete transactions directly. Even if some banks' dual-currency cards support USD payments, they may be rejected due to OpenAI's risk control policies.
WildCard Official Website: https://leixue.com/go/yeka
Virtual Credit Cards (VCC) provide a solution to this problem. They do not require a physical card and can be used for international payments after recharging, making them particularly suitable for subscribing to overseas software services. However, the virtual card market is mixed, and it is crucial to choose a stable, secure, and easy-to-use platform. I have tried various virtual cards, including Dupay, VCard, PokePay, WasabiCard, and LocalCard, and found that most require recharging through USDT (cryptocurrency), which is complex and carries exchange rate fluctuation risks. In contrast, WildCard supports Alipay and WeChat Pay, has a low recharge threshold, and a simple payment process, truly tailored for domestic users.
WildCard: The First Choice for Domestic Users#
Simple and Easy, One-Stop with Alipay/WeChat#
Compared to other virtual cards, WildCard's biggest advantage is the localization of payment methods. There is no need to purchase USDT or go through complex cryptocurrency exchanges; domestic users can simply open Alipay or WeChat and scan a QR code to complete the recharge. When I used it for the first time, recharging $25 (including a $5 pre-authorization and a $20 subscription fee) took less than 3 minutes, and the experience was incredibly smooth.
Official website: WildCard (Use invitation code LEIXUE to enjoy card opening discounts)
Stable and Secure, Fewer Risk Control Interceptions#
OpenAI's payment system has strict risk control mechanisms for virtual cards, and many cards are rejected during binding or payment. WildCard has significantly reduced the probability of interception by optimizing payment channels. When I subscribed to ChatGPT Plus, both binding the card and the deduction were successful on the first attempt, and the entire process was seamless. Additionally, WildCard's account management is transparent, with clear consumption records, providing peace of mind regarding security.
Widely Applicable, Covering Various Scenarios#
In addition to ChatGPT Plus and OpenAI API, WildCard also supports subscriptions to other overseas services, such as Claude, Midjourney, GitHub Copilot, and even in-app purchases on Google Play and Apple Store. This means one card can meet various needs, avoiding the hassle of frequently switching payment methods.
Detailed Steps to Subscribe to ChatGPT Plus in 2025#
Here are the subscription steps I personally tested for your reference:
Step 1: Register a WildCard Account#
- Visit WildCard Official Website.
- Click the "Register" button in the upper right corner, enter your phone number (mainland users select +86, Hong Kong users select +852).
- Obtain the verification code and fill it in, then submit to complete account creation.
- Tip: Enter invitation code LEIXUE during registration to enjoy a discount on the card opening fee ($11.99 for 1 year or $16.99 for 2 years).
Step 2: Open Card and Recharge#
- After logging in, go to the "My Cards" page.
- Choose the card opening duration (it is recommended to select the 2-year package for better value).
- Use Alipay or WeChat to scan the QR code to pay the card opening fee.
- After successfully opening the card, recharge $25 to cover the first subscription fee for ChatGPT Plus ($20/month + $5 pre-authorization).
- Once the recharge is complete, the system will automatically generate virtual card information, including card number, expiration date, and CVV code.
Step 3: Bind WildCard to OpenAI#
- Log in to the OpenAI official website (openai.com) and go to the ChatGPT Plus subscription page.
- Select the subscription plan and proceed to the payment page.
- Enter the virtual card information from WildCard and confirm the payment.
- After successful payment, the system will send a subscription confirmation email, and the ChatGPT Plus features will take effect immediately.
Step 4: Recharge OpenAI API (Optional)#
If you need to use the OpenAI API, the process is similar:
- Go to the "Billing" page in your OpenAI account.
- Add WildCard as a payment method.
- Set the recharge amount (it is recommended to recharge $10-20 for the first time, adjusting based on usage needs).
- After confirming payment, the API balance will be credited immediately.
Comparison of Other Virtual Cards and Pitfall Avoidance Guide#
To find the best solution, I also tried several other virtual cards, and here is my summary of experiences:
- Dupay: Supports various overseas services but requires USDT recharge, which is complex and incurs small transaction fees.
- VCard: Suitable for cryptocurrency users, can be linked to Alipay for consumption, but does not support Apple Pay and Google Pay.
- PokePay: Supports multi-currency consumption, but non-USD transactions incur a 1% conversion fee, and occasional maintenance affects usage.
- WasabiCard and LocalCard: Also rely on USDT, have a higher recharge threshold, and are less stable than WildCard.
Pitfall Avoidance Suggestions:
- Avoid Frequent IP Switching: When using a proxy, try to choose a fixed home network IP, otherwise it may trigger OpenAI's risk control.
- Recharge Adequately for the First Time: The first deduction for ChatGPT Plus may include pre-authorization, so it is recommended to recharge over $25.
- Check Card Status: If payment fails, confirm the card balance and expiration date to avoid rejection due to insufficient balance.
Usage Experience After Subscription#
After successfully subscribing to ChatGPT Plus, I experienced its powerful capabilities in writing, translation, and problem-solving. For example, I used it to optimize a 2000-word English report, and the polished language was smooth and natural, with clearer logic. The OpenAI API also played a role in my personal projects; by calling the API, I developed a small tool for automatically generating weekly reports, saving time and increasing efficiency.
The recharge and payment experience with WildCard relieved me of worries about card expiration or insufficient balance. In contrast, when I used other virtual cards in the past, I had spent an extra ten dollars due to USDT exchange rate fluctuations, and the experience was far less hassle-free than with WildCard.
Conclusion#
In 2025, subscribing to ChatGPT Plus and recharging OpenAI API is no longer a challenge for domestic users. With the convenience of Alipay/WeChat payments, stable payment channels, and wide applicability, WildCard is undoubtedly the best choice. Whether you are a student, developer, or content creator, this card can help you easily unlock the full potential of overseas AI tools.
Hurry to visit WildCard Official Website, register using invitation code LEIXUE, and enjoy the card opening discount! If you have any other subscription or payment questions, feel free to leave a message for discussion, and I will do my best to share my experiences.