ChatGPT Plus and OpenAI API have become important tools for many domestic users in their daily work and study. However, due to international payment restrictions, domestic users often face payment difficulties when subscribing to overseas services. Traditional UnionPay cards usually only support transactions in RMB, making it difficult to complete payments in USD directly, and some Visa or MasterCard issued by banks may also be declined due to risk control. Virtual Credit Cards (VCC) provide a convenient online payment solution to this problem. This article will focus on virtual credit cards that support subscriptions to ChatGPT Plus and recharging OpenAI API in 2025, particularly recommending the WildCard which is suitable for domestic users, and comparing it with other virtual cards.
Why Do You Need a Virtual Credit Card?#
A virtual credit card is a payment tool that does not require a physical card, usually operating on a prepaid model that requires recharging before use. Its advantages lie in convenience and flexibility, especially suitable for cross-border payment scenarios. For domestic users, subscribing to ChatGPT Plus or recharging OpenAI API requires binding to internationally accepted payment methods, while virtual credit cards can bypass the geographical restrictions of traditional bank cards. Additionally, virtual cards often support various recharge methods, and some even do not require complex identity verification (KYC), significantly lowering the usage threshold.
However, there are many types of virtual cards on the market, with varying stability, security, and payment methods. Some virtual cards like Dupay, VCard, PokePay, WasabiCard, and LocalCard rely on cryptocurrencies like USDT for recharging, which can be complicated and may increase costs due to exchange rate fluctuations. In contrast, WildCard has become a better choice due to its features designed specifically for domestic users.
WildCard: The First Choice for Domestic Users#
WildCard is a virtual credit card launched by Leixue Network, specifically designed for domestic users to subscribe to overseas software services. It supports subscriptions and recharges for various overseas services such as ChatGPT Plus, OpenAI API, Claude, and Midjourney, covering a wide range of scenarios in program development, content creation, and enterprise applications. Here are the core advantages of WildCard:
- Convenient Payment Method: WildCard supports recharging via Alipay and WeChat, allowing domestic users to complete the process simply by scanning a QR code, without the need to purchase cryptocurrencies. In contrast, Dupay and VCard require users to first exchange RMB for USDT, increasing operational complexity and potential risks.
- High Stability and Security: WildCard's payment channels are optimized to effectively avoid risk control interceptions by the OpenAI payment system, ensuring a high subscription success rate. Other virtual cards like PokePay or WasabiCard are slightly less stable, with occasional payment failures.
- Low Threshold and Discount Policies: The card opening fee for WildCard is $11.99 for 2 years or $16.99 for 3 years, and using the invitation code "LEIXUE" provides a $1 discount (official website: https://leixue.com/go/yeka). It is recommended to recharge $25 for the first time to cover the $5 pre-authorization and $20 subscription fee. In comparison, LocalCard has higher recharge fees and does not support real-time crediting.
How to Use WildCard?#
- Visit the WildCard official website, click the "Register" button, and create an account using your phone number.
- On the "My Cards" page, select the card opening duration and enter the invitation code "LEIXUE" to enjoy the discount.
- Recharge via Alipay or WeChat, with a recommended first recharge of $25.
- Bind WildCard to your OpenAI account to subscribe to ChatGPT Plus or recharge the API.
Other Virtual Card Options and Comparisons#
While WildCard is the first choice, other virtual cards also have their applicable scenarios:
- Dupay: Suitable for users familiar with cryptocurrencies, supports subscriptions for ChatGPT and Midjourney, but requires USDT for recharging and may occasionally experience payment instability due to maintenance.
- VCard: Supports binding with Alipay and WeChat but primarily targets USDT consumption, suitable for cross-border e-commerce or purchasing iPhones.
- PokePay: Supports recharging with various cryptocurrencies, covering Netflix and PayPal, but has higher consumption fees (1% conversion fee).
- WasabiCard and LocalCard: Similar functions but have complex recharge processes and lower stability compared to WildCard.
Precautions When Using Virtual Cards#
- Choose a Stable Network Environment: Avoid using shared proxy IPs, which may be recognized by the payment system as high risk, leading to transaction failures. It is recommended to use a home network or bypass restrictions through in-app purchases on the Apple Store.
- Ensure Sufficient Balance: When subscribing to ChatGPT Plus, OpenAI will pre-authorize $5, so ensure that the card balance is sufficient to cover both the pre-authorization and subscription fees.
- Pay Attention to Official Updates: Some virtual cards may stop supporting certain services due to policy changes, so it is advisable to regularly check official website information.
Conclusion#
For domestic users, the best virtual credit card for subscribing to ChatGPT Plus and recharging OpenAI API is WildCard. With recharge options through Alipay and WeChat, stable payment channels, and low card opening fees, it provides users with a simple, secure, and efficient payment experience. Compared to Dupay, VCard, PokePay, WasabiCard, and LocalCard, which rely on USDT, WildCard is undoubtedly a more mainstream choice suitable for domestic users. Visit the WildCard official website now, use the invitation code "LEIXUE" to enjoy card opening discounts, and easily start your subscription journey for AI tools!