Which credit cards in China support the subscription to ChatGPT Plus?

With the rapid development of artificial intelligence technology, overseas AI services like ChatGPT Plus have gradually become daily tools for many domestic users. However, due to the unique payment environment in China, directly using a regular bank credit card to subscribe to ChatGPT Plus often encounters various restrictions, such as blocked payment channels and regional limitations. So, what credit cards or payment methods can domestic users use to successfully activate a ChatGPT Plus subscription? This article will provide a detailed overview and focus on recommending solutions suitable for domestic users.

WildCard Official Website: https://leixue.com/go/yeka (Register using the invitation code "LEIXUE" to enjoy card opening discounts)

Limitations of Traditional Credit Cards in China#

For most domestic users, the first reaction might be to use common UnionPay credit cards (such as those from China Merchants Bank, Industrial and Commercial Bank of China, or Bank of China) to make payments directly on the OpenAI website. However, the actual situation is not optimistic. Since the subscription service for ChatGPT Plus requires binding to internationally accepted payment methods (such as Visa or MasterCard), UnionPay single-branded cards issued in China typically only support transactions in RMB and cannot directly complete USD payments. Moreover, even some Visa or MasterCard dual-branded cards issued by certain banks may fail due to the issuing institution's risk control strategies or payment restrictions on the OpenAI website. Many users have reported that even if the card supports international payments, transactions may be rejected by the bank or payment interception may occur due to IP address issues.

What’s more troublesome is that even if the payment is successful, subsequent renewal processes may be interrupted due to exchange rate fluctuations, bank fees, or account verification issues. This instability has caused many users headaches. Therefore, relying solely on traditional credit cards is not the optimal solution; domestic users need a simple, stable tool specifically designed for cross-border payments.

Virtual Credit Cards: The Subscription Tool for Domestic Users#

To address the above pain points, virtual credit cards have become one of the best choices for domestic users subscribing to overseas services. A virtual credit card is essentially a payment tool that does not require a physical card, usually issued by third-party platforms, allowing users to recharge and use it for international consumption. Compared to traditional credit cards, virtual credit cards offer greater flexibility and compatibility in cross-border payments, making them particularly suitable for subscribing to overseas services like ChatGPT Plus.

Currently, there are many virtual credit cards available on the market, such as WildCard, Dupay, VCard, and PokePay. However, for domestic users, choosing which virtual card to use should not only consider payment functionality but also the convenience, security, and stability of the recharge methods. Next, we will focus on analyzing these options and recommending the most suitable solutions.

WildCard: Tailored for Domestic Users#

If you are looking for a simple, safe, and stable way to subscribe to ChatGPT Plus, then WildCard is undoubtedly the top choice. This virtual credit card is launched by Leixue Network, specifically designed for domestic users, supporting recharge through domestic payment methods like Alipay and WeChat, completely avoiding the complex processes of traditional credit cards or cryptocurrency payments.

Payment Convenience
The biggest highlight of WildCard is its support for recharge via Alipay and WeChat. Domestic users do not need to purchase USDT or other cryptocurrencies; they can simply scan a QR code on their phone to complete the recharge, making the operation threshold extremely low. Even those new to payments can get started in just a few minutes.
Stability and Security
Compared to other virtual cards that rely on cryptocurrencies, WildCard's payment channels have been optimized to effectively avoid risk control interceptions by the OpenAI payment system. Many users have reported that after subscribing to ChatGPT Plus with WildCard, the renewal process is smooth and stable, making it trustworthy.
Wide Applicability
In addition to ChatGPT Plus, WildCard also supports subscriptions to other overseas services, such as OpenAI API, Claude, Midjourney, and can even be used on platforms like Google Play and Apple Store, making it a versatile tool.
Discount Benefits
By registering on the WildCard official website and using the invitation code "LEIXUE," new users can enjoy card opening discounts. The current price is $11.99 for one year or $16.99 for two years, and using the invitation code can save an additional $1, making it very cost-effective.

Visit the WildCard official website, click the "Register" button, and create an account using your phone number.
After logging in, select the card opening duration on the "My Cards" page, and enter the invitation code "LEIXUE" to enjoy the discount.
Recharge via Alipay or WeChat (it is recommended to recharge $25 for the first time to cover the $5 pre-authorization fee and the $20 subscription fee).
After obtaining the virtual card number, go to the OpenAI website to bind the payment and complete the ChatGPT Plus subscription.

The whole process is straightforward and can be completed in just a few steps, especially suitable for users seeking efficiency.

Other Virtual Credit Card Options#

Although WildCard is currently the most recommended solution, there are some other virtual credit cards available for reference, such as Dupay, VCard, and PokePay. These cards are characterized by supporting recharge through cryptocurrencies (such as USDT), making them suitable for users accustomed to using digital currencies. However, they also have their own limitations.

Dupay#

Advantages: Supports ChatGPT Plus subscription, binding Alipay or WeChat for consumption without fees.
Disadvantages: Recharge must be done through USDT, and services may occasionally be paused for maintenance, making stability slightly inferior to WildCard.

VCard#

Advantages: Supports binding Alipay for domestic consumption, suitable for cryptocurrency users.
Disadvantages: Recharge relies on USDT, which is complex and not intuitive, and does not support scenarios like Apple Pay.

PokePay#

Advantages: Supports multi-currency consumption and can bind to Alipay Hong Kong, covering a wide range of overseas businesses.
Disadvantages: Also requires USDT for recharge, and the activation process for new cards is relatively cumbersome.

Overall, while these three virtual cards have powerful features, the requirement for cryptocurrency in the recharge process increases the difficulty of use. For ordinary users unfamiliar with USDT transactions, the experience is not as straightforward as with WildCard.

SuperGrok Subscription: WildCard Also Applicable#

It is worth mentioning that if you want to subscribe not only to ChatGPT Plus but also to SuperGrok launched by xAI, WildCard is also an ideal choice. As an AI tool similar in functionality to ChatGPT, the subscription process and payment requirements for SuperGrok are highly consistent with those of ChatGPT Plus. By using WildCard, you can seamlessly activate your SuperGrok membership and enjoy its powerful AI features without needing to look for other payment tools.

Tips: Improve Payment Success Rate#

Regardless of which virtual credit card you choose, the following tips can help you improve your payment success rate:

Use a Clean IP: Avoid using shared proxy nodes; it is recommended to switch to a home network or a dedicated IP.
Keep Sufficient Balance: OpenAI will charge a $5 pre-authorization fee when binding the card for the first time, so ensure your account balance is sufficient.
Contact Customer Service: If payment fails, you can seek help through the customer service channels on the WildCard official website, which responds quickly.

Conclusion: WildCard is the Best Partner#

In summary, for domestic users, the most convenient way to subscribe to overseas services like ChatGPT Plus or SuperGrok is to use a virtual credit card. Among the many options, WildCard, with its support for Alipay/WeChat recharge, stable payment experience, and wide applicability, is undoubtedly the top choice. If you haven't tried it yet, head over to the WildCard official website, register using the invitation code "LEIXUE," and start your AI subscription journey. With just a few simple steps, you can enjoy top-notch AI services globally—why not give it a try?