ChatGPT Plus and OpenAI API have become powerful assistants for many domestic users in their daily work and study. However, due to payment channel restrictions, domestic users often face payment obstacles when subscribing to overseas services. Traditional UnionPay cards usually only support transactions in RMB, making it difficult to complete payments in USD directly, while some Visa or MasterCard dual-currency cards issued by banks may also be rejected due to risk control. Virtual Credit Cards (VCC) have become the preferred tool for domestic users to subscribe to overseas services due to their convenience and flexibility. Among them, WildCard stands out for its features designed specifically for domestic users, but there are other virtual credit cards available in the market.
WildCard: The First Choice for Domestic Users#
WildCard is designed to solve the payment difficulties faced by domestic users when subscribing to overseas software services (such as ChatGPT Plus, OpenAI API, Claude, etc.). Its core advantages are simplicity, stability, and security, without the cumbersome cryptocurrency recharge process. Users can complete the recharge by scanning a QR code through Alipay or WeChat, making it very easy to use, even for payment novices who can get started within minutes. The payment channels of WildCard have been optimized to effectively avoid the risk control interception of the OpenAI payment system, ensuring a high transaction success rate.
Another highlight of WildCard is its low cost and high applicability. The card opening fee is $11.99 for one year or $16.99 for two years, and using the invitation code "LEIXUE" can enjoy an additional $1 discount (Register Now). In addition to ChatGPT Plus, it also supports many overseas services, such as Midjourney, Google Play, Apple Store, GitHub Copilot, etc., making it a versatile option. The first recharge is recommended to be $25 to cover a possible $5 pre-authorization fee and a $20 subscription fee. WildCard does not charge cancellation fees, and withdrawals are processed in real-time, greatly enhancing the user experience.
Other Virtual Credit Card Options#
Although WildCard is currently the best choice for domestic users subscribing to ChatGPT Plus, other virtual credit cards in the market also have their own characteristics, suitable for users with different needs. Here are a few common alternatives:
1. Dupay: A Backup Option for Cryptocurrency Users#
Dupay is a virtual credit card that supports recharge with cryptocurrencies (such as USDT, BTC, ETH), suitable for users familiar with digital currencies. It supports services like ChatGPT Plus, OpenAI API, Midjourney, etc., and can be linked to domestic platforms like Alipay and WeChat Pay. The advantage of Dupay is that it waives all transaction fees, and non-USD transactions are settled at international exchange rates. However, it requires a minimum recharge of 5 USDT and does not support cross-chain contract recharges, making the operation relatively complex. Additionally, Dupay occasionally requires maintenance, which may affect stability, so it is more suitable as a backup card.
2. VCard: A Cryptocurrency Card for Domestic Consumption#
VCard is a product that combines a cryptocurrency wallet and virtual credit card functions, supporting recharge with USDT, BTC, ETH, etc. It is not only applicable for ChatGPT Plus and OpenAI API but also can be linked to Alipay and WeChat Pay, and even supports direct purchases from the domestic Apple official website. The feature of VCard is that it can be used without KYC certification (subscription cards do not require certification, while KYC requires providing ID information), making it suitable for privacy-conscious users. However, its recharge must be done through cryptocurrency, which may not be friendly for novices, and some services (like Apple Pay) are currently not supported.
3. PokePay: A Flexible Choice for Multi-Currency Consumption#
PokePay offers a Hong Kong dollar card, supporting recharge with various cryptocurrencies like USDT, BTC, ETH, covering a wide range of scenarios such as ChatGPT Plus, OpenAI API, and Amazon shopping. It supports 3DS verification and can be linked to Alipay Hong Kong for domestic QR code consumption, with a transaction fee of 1% and an additional 1% conversion fee for non-HKD transactions. The advantage of PokePay is that there are no minimum recharge or spending requirements, making it suitable for small transactions. However, it relies on cryptocurrency recharge, which complicates the process, and requires a stable internet environment.
4. WasabiCard and LocalCard: Niche Choices#
WasabiCard and LocalCard are two relatively niche virtual credit cards that also support recharge via USDT, suitable for ChatGPT Plus and some overseas services. The common feature of these two cards is high flexibility, but their payment stability is not as good as WildCard, and their user base is smaller, with limited community support. They are more suitable for advanced users with specific needs or those familiar with cryptocurrency operations.
How to Choose the Right Virtual Credit Card?#
When choosing a virtual credit card, it is essential to consider payment convenience, stability, fee structure, and usage scenarios comprehensively. If you are trying it for the first time or want a simple operation, WildCard is undoubtedly the best choice, as its Alipay/WeChat recharge method and stable payment channels allow you to quickly subscribe to ChatGPT Plus without worries. If you are a cryptocurrency user and need a broader range of consumption scenarios (such as domestic e-commerce or offline payments), you might consider Dupay, VCard, or PokePay. WasabiCard and LocalCard are more suitable for advanced users with specific needs.
Regardless of which virtual credit card you choose, it is recommended to confirm whether the card supports the target service before subscribing and to test a small recharge to ensure smooth payment. Additionally, using a home network or a less crowded proxy node can effectively reduce the risk of payment interception. If you are looking for a one-stop solution, feel free to visit the WildCard Official Website, use the invitation code "LEIXUE" to enjoy card opening discounts, and easily start your intelligent experience with ChatGPT Plus!