The demand for cross-border payments and overseas service subscriptions is increasing, and payment issues with overseas platforms like ChatGPT Plus, OpenAI API, and Netflix are causing headaches for many domestic users. Domestic credit cards are often restricted when making payments abroad, while overseas virtual credit cards have become a powerful tool to solve this problem. This article will focus on recommending virtual credit cards suitable for domestic users, discussing how to recharge with USDT and how to purchase USDT, helping you easily handle overseas payments!
Recommended Overseas Virtual Cards: WildCard, VCard, PokePay, Dupay, WasabiCard
Recommended USDT Purchase Platforms: OKX, Binance, HTX (New users are recommended to download the OKX APP to purchase USDT)
Why Choose a Virtual Credit Card?#
Virtual credit cards do not require a physical card, have low application thresholds, and can be used immediately after registration, making them particularly suitable for online consumption and subscribing to overseas services. They not only solve payment restrictions but also protect privacy and avoid risks to the main account. Here are several recommended virtual credit cards suitable for domestic users, each with unique advantages:
- WildCard: Designed specifically for domestic users, supports direct recharges via Alipay and WeChat, eliminating the need for complicated cryptocurrency operations, simple and worry-free.
- VCard: Supports USDT recharges and can be linked to Alipay for consumption, suitable for cryptocurrency users.
- PokePay: Settles in Hong Kong dollars, supports multi-currency consumption, and can apply for a physical card, suitable for both online and offline use.
- Dupay: An established virtual card platform with a large user base, supports USDT recharges, suitable for users with a basic understanding of cryptocurrency.
- WasabiCard: Balanced functionality, supports USDT recharges, suitable as a backup card.
How to Recharge USDT for a Virtual Credit Card?#
Except for WildCard, most virtual credit cards (such as VCard, PokePay, Dupay, WasabiCard) require recharging via USDT (Tether, a stablecoin pegged to the US dollar at a 1:1 ratio). Here are the specific steps, simple and easy to understand:
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Choose a Virtual Card Platform and Register
Visit the corresponding official website (such as VCard, PokePay), and register an account as prompted. Some platforms may require KYC (identity verification), but PokePay's Lite card does not require real-name registration, though the fees are slightly higher. After registration, you will receive the virtual card number, expiration date, and CVV code. -
Purchase USDT
USDT needs to be purchased on cryptocurrency exchanges, and the following platforms are recommended:- OKX: User-friendly for domestic users, simple to operate, supports purchasing USDT with RMB.
- Binance: A leading global exchange with good trading depth, suitable for experienced users.
- HTX: An established platform with high security, suitable for beginners.
After registering on these platforms, bind your bank card or Alipay, recharge RMB, and then purchase USDT in the trading market using RMB. After purchase, USDT will be deposited into your exchange wallet.
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Transfer USDT to the Virtual Card
Log in to the virtual card platform, find the recharge page, and select the USDT recharge method (such as USDT-TRC20, USDT-ERC20). Copy the USDT recharge address provided by the platform, return to the exchange, enter that address, and confirm the transfer. The transfer usually arrives within a few minutes, and be sure to check the network type (such as TRC20 or ERC20) to avoid errors. After recharging, the funds can be used for consumption. -
Use the Virtual Card for Payment
Once the recharge is complete, the virtual card can be used to pay for overseas services like ChatGPT Plus, OpenAI API, and Amazon shopping. Some cards (like PokePay) also support binding to Alipay HK, making it convenient for domestic QR code payments.
Unique Advantages of WildCard#
If you find USDT recharging troublesome, WildCard is definitely the first choice! It does not require users to understand cryptocurrency; you can directly open a card and recharge using Alipay or WeChat QR codes, eliminating the step of purchasing USDT. WildCard's payment channel has been optimized to effectively avoid risk control interceptions from platforms like OpenAI, resulting in a high subscription success rate. Moreover, it supports binding to PayPal and Google Pay, covering almost all overseas consumption scenarios. Even better, using the invitation code LEIXUE to register can enjoy card opening discounts, making it highly cost-effective!
Precautions#
- Fund Security: Choose legitimate platforms for recharging, recommended OKX, Binance, HTX. Do not purchase USDT from unknown sources to avoid scams.
- Transaction Fees: USDT recharges may involve a 1%-2% transaction fee, and platforms like PokePay may charge a 1% conversion fee for non-HKD consumption. WildCard has lower fees because it supports RMB recharges.
- Balance Management: It is recommended to use the virtual card immediately after recharging to avoid holding too much balance, preventing risks of platform maintenance or closure.
- Backup Information: Keep the virtual card number and exchange account information safe to prevent loss.
Conclusion#
Overseas virtual credit cards have opened the door to global consumption for domestic users. WildCard, with its direct recharge via Alipay and no KYC requirement, is the most suitable choice for beginners; while VCard, PokePay, Dupay, and WasabiCard are more suitable for users familiar with cryptocurrency, making it very convenient to purchase USDT for recharging through OKX, Binance, and HTX. Whether you want to subscribe to ChatGPT Plus or shop overseas, there is always a virtual card that suits you! For more information, feel free to visit WildCard.