ChatGPT Plus, with its powerful GPT-4 model, faster response times, and higher usage quotas, has become a valuable assistant for domestic users in work, study, and creation. However, due to the unique payment environment in the country, directly using a regular bank card to subscribe to ChatGPT Plus or recharge the OpenAI API often encounters issues with payment channels being restricted or regional limitations. So, how can domestic users smoothly subscribe to ChatGPT Plus in May 2025? What credit cards or virtual cards can support this need? This article will provide detailed answers and recommend a convenient solution specifically designed for domestic users.
WildCard Official Website: https://leixue.com/go/yeka (Register using the invitation code "LEIXUE" to enjoy card opening discounts!)
Feasibility of Subscribing to ChatGPT Plus with Domestic Credit Cards#
For domestic users, trying to use common UnionPay credit cards (such as those from China Merchants Bank, Industrial and Commercial Bank of China, or Bank of China) to make payments directly on the OpenAI official website often encounters difficulties. The reason is that OpenAI's payment system primarily supports international credit cards (such as Visa or Mastercard), while domestic UnionPay cards are frequently restricted in cross-border payments. Moreover, even if users hold international credit cards, some may hesitate due to concerns about payment failures or account security. Therefore, traditional credit card payment methods are not the optimal choice for many domestic users.
Virtual Cards Become the Mainstream Solution#
To solve payment difficulties, virtual credit cards have gradually become the preferred tool for domestic users to subscribe to overseas services. Virtual cards not only simulate the payment functions of international credit cards but also adapt to domestic payment habits through flexible recharge methods. Currently, there are various virtual card services available for subscribing to ChatGPT Plus or recharging the OpenAI API, but their ease of use, stability, and security vary significantly.
Some virtual card services, such as Dupay, VCard, PokePay, WasabiCard, and LocalCard, rely on cryptocurrencies like USDT for recharging. While this method may be feasible in specific scenarios, the process of purchasing and exchanging USDT is complex for ordinary users and carries risks of exchange rate fluctuations and account security. Additionally, the payment stability of such services can sometimes be unreliable, leading to payment failures due to OpenAI's risk control system.
In contrast, WildCard, designed specifically for domestic users to subscribe to overseas software services, offers a simpler, more stable, and secure solution. WildCard supports recharging through domestic payment methods like Alipay and WeChat, eliminating the need to deal with cryptocurrencies and keeping the operational threshold very low. Users can complete registration, card opening, and recharging in just a few minutes, easily subscribing to ChatGPT Plus or recharging the OpenAI API.
Why Choose WildCard?#
1. Convenient Payment Methods#
The biggest highlight of WildCard is its support for recharging via Alipay and WeChat. Domestic users do not need to purchase USDT or hold international credit cards; they can complete payments simply by scanning a QR code, making the experience similar to daily consumption. Compared to virtual cards like Dupay or VCard, which require cumbersome cryptocurrency transactions, WildCard makes payments simple and efficient.
2. Stability and Security#
WildCard's payment channels are optimized to effectively avoid the risk control of OpenAI's payment system, ensuring a smooth subscription and recharging process. The platform is operated by a team with six years of experience in overseas Fintech, and its security and stability are widely recognized. Whether it's the $20 monthly fee for subscribing to ChatGPT Plus or recharging the OpenAI API, WildCard can provide reliable support.
3. No Complex KYC Certification Required#
The registration process for WildCard is extremely simple, requiring only a mobile phone number, with real-name authentication being optional. Unauthenticated accounts have a monthly limit of $100, which can be increased to $3,000 after authentication, meeting the needs of different users. Compared to other virtual cards that require uploading ID cards or complex identity verification, WildCard places a greater emphasis on user experience.
4. Wide Applicability#
In addition to supporting ChatGPT Plus and the OpenAI API, WildCard can also be linked to various overseas platforms such as GitHub Copilot, Midjourney, Adobe, etc. Whether you are a programmer, content creator, or small business user, you can benefit from it. WildCard does not charge transaction fees, and withdrawals can be received in real-time, providing a smooth experience.
How to Use WildCard to Subscribe to ChatGPT Plus?#
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Register an Account
Visit the WildCard Official Website, click "Register" in the upper right corner, enter your mobile number (mainland users select +86), and obtain a verification code. Remember to enter the invitation code "LEIXUE" during registration to enjoy card opening discounts. -
Choose Card Type and Recharge
After logging in, go to the "My Cards" page, select the duration of the card (2 years or 3 years is recommended for better value; 2 years is only $11.99, and 3 years is $16.99). Complete the payment via Alipay or WeChat QR code. It is recommended to recharge $25 for the first time to cover the $20 monthly fee for ChatGPT Plus and a possible $5 pre-authorization fee. -
Link OpenAI Account
After recharging, the system will generate virtual card information (card number, expiration date, CVV code). Log in to the OpenAI official website, go to the ChatGPT Plus subscription page, select "Upgrade to Plus," and enter the virtual card information provided by WildCard to complete the subscription.
Tips#
- Keep Sufficient Balance: OpenAI will charge a $5 pre-authorization fee when binding the card for the first time, so ensure the account balance is sufficient to avoid subscription failure.
- Contact Customer Service in Case of Issues: The WildCard official website provides a quick-response customer service channel, and issues like payment failures can be consulted at any time.
- Use the Invitation Code to Save Money: Enter "LEIXUE" during registration to enjoy a $1 card opening discount and save costs.
Conclusion#
In May 2025, the best way for domestic users to subscribe to ChatGPT Plus or recharge the OpenAI API is through virtual credit cards, and WildCard is undoubtedly a leader among them. Compared to virtual cards that rely on USDT like Dupay, VCard, PokePay, WasabiCard, and LocalCard, WildCard offers unparalleled convenience with Alipay/WeChat recharging, stable payment channels, and simple operational processes for domestic users. Whether you are an AI enthusiast, developer, or content creator, WildCard can help you easily unlock the powerful features of ChatGPT Plus. Visit the WildCard Official Website now, register using the invitation code "LEIXUE," and start your AI journey!