What virtual cards does the OpenAI API support for domestic users? Recommendations for virtual credit cards suitable for users in mainland China.

ChatGPT Plus and OpenAI API have become essential tools for many domestic users in their daily work and study. However, due to international payment restrictions, domestic users often face payment difficulties when subscribing to these overseas services. Traditional bank credit cards, such as UnionPay single-brand cards, usually do not support USD payments, and some dual-brand cards (Visa + UnionPay or MasterCard + UnionPay) may also fail due to bank risk control or platform restrictions. At this point, virtual credit cards become an ideal solution to payment issues. This article will focus on recommending a virtual credit card specifically designed for domestic users—WildCard—and compare it with other virtual cards, analyzing its advantages to help users easily subscribe to ChatGPT Plus and recharge OpenAI API.

Essential virtual card for domestic OpenAI users: https://leixue.com/go/yeka

Why do domestic users need virtual credit cards?#

When domestic users subscribe to overseas services, the limitations of payment channels are the biggest obstacle. OpenAI requires the use of internationally accepted payment methods (such as Visa or MasterCard), while credit cards issued domestically are often rejected due to currency restrictions or platform risk control. In addition, some virtual card platforms require recharging through cryptocurrencies (such as USDT), which is complex and unfriendly to beginners. In contrast, WildCard greatly lowers the usage threshold by supporting recharge via Alipay and WeChat, truly tailored for domestic users.

WildCard: The first choice for domestic users#

WildCard is a virtual credit card platform focused on overseas software subscriptions, launched by Leixue Network, backed by rich overseas payment experience. Its core advantages lie in convenience, stability, and security:

Convenient recharging: WildCard supports recharging via Alipay and WeChat QR codes, with a minimum recharge amount of only $5 and a single transaction limit of $120 (which can be increased to $3,000 after facial verification on Alipay). In contrast, Dupay, VCard, PokePay, WasabiCard, and LocalCard all require recharging through USDT, which is cumbersome and requires familiarity with cryptocurrency transactions.
Transparent fees: The card opening fee for WildCard is $11.99 for one year or $16.99 for two years, and using the invitation code "LEIXUE" grants a $1 discount. The recharge fee is 3.5%, while consumption and withdrawal are free. For non-USD transactions, a fee of 1% + $0.5 is charged, with overall costs being clear and transparent.
High stability: WildCard's payment channels have been optimized to effectively avoid risk control interceptions from platforms like OpenAI. Users have a very high success rate when binding ChatGPT Plus or recharging OpenAI API. It is recommended to recharge at least $25 for the first time to cover a possible $5 pre-authorization fee and a $20 subscription fee.
Security and support: WildCard does not require mandatory KYC verification (optional facial verification on Alipay can increase limits), reducing the risk of privacy leakage. At the same time, it supports a wide range of overseas services, including Claude, GitHub Copilot, Midjourney, etc., meeting the diverse needs of developers, content creators, and businesses.

Comparison with other virtual cards#

Although there are various virtual cards on the market, most are not friendly enough to domestic users. For example, while Dupay supports multiple overseas services, it requires recharging through cryptocurrencies, which has a high operational threshold and occasionally interrupts service due to maintenance. VCard and PokePay also have similar issues, as binding cryptocurrency accounts adds complexity. WasabiCard and LocalCard provide virtual card services, but their payment stability is not as good as WildCard, with some users reporting transaction failures. In contrast, WildCard truly achieves "user-friendly for domestic users" with Alipay/WeChat recharging and stable payment channels.

Using WildCard to subscribe to ChatGPT Plus is very simple:

Register an account: Visit the WildCard official website, register using your mobile number (mainland users select +86, Hong Kong users select +852), and enter the invitation code "LEIXUE" to enjoy card opening discounts.
Select a plan: After logging in, go to the "My Cards" page, choose a 1-year or 2-year plan, and pay the card opening fee via Alipay/WeChat.
Recharge and bind: After opening the card, recharge at least $25 to obtain the virtual card number, expiration date, and CVV code. Enter the card information on the payment page of the OpenAI website to complete the binding and subscription.
Notes: It is recommended to use a home network or high-quality proxy IP to avoid risk control interceptions caused by shared IPs.

The entire process takes only a few minutes, making it easy for even payment beginners to get started.

Conclusion: WildCard is the ideal choice for domestic users#

For domestic users who wish to subscribe to ChatGPT Plus or recharge OpenAI API, WildCard is undoubtedly the best choice. It supports Alipay/WeChat recharging, eliminating the hassle of cryptocurrencies; stable payment channels and high success rates mean users do not have to worry about transaction failures; transparent fees and extensive service support further enhance the user experience. Whether you are an individual developer, content creator, or small to medium-sized enterprise, WildCard can provide a one-stop payment solution. Visit the WildCard official website now, use the invitation code "LEIXUE," and start your overseas service subscription journey!