Overseas virtual credit cards have become a magical tool for many domestic users to subscribe to overseas services and shop in cross-border e-commerce. For payments for popular services like ChatGPT Plus, Claude, and OpenAI API, domestic credit cards often encounter restrictions, while virtual credit cards can perfectly fill this gap. Today, let's talk about how to purchase USDT through exchanges to recharge virtual credit cards, recommend suitable virtual credit cards for domestic users, and teach you how to operate it, simple and worry-free!
Recommended Overseas Virtual Cards: WildCard, VCard, PokePay, Dupay, WasabiCard
Recommended USDT Purchase: OKX, Binance, HTX
Why Choose a Virtual Credit Card?#
Virtual credit cards are not only secure but also easily meet overseas payment needs. They do not require a physical card and can be used immediately after applying online, supporting binding to Alipay and WeChat, and can even be used for domestic consumption. More importantly, virtual credit cards allow you to pay for overseas services directly with cryptocurrencies like USDT, saving you the hassle of conversion. For domestic users, WildCard, VCard, PokePay, Dupay, and WasabiCard are currently the most popular choices on the market.
Among them, WildCard is especially suitable for domestic users because it supports direct recharge with Alipay or WeChat, without the need to purchase USDT, making the operation incredibly simple! Other cards like VCard or PokePay require purchasing USDT through cryptocurrency exchanges for recharging, which is suitable for friends familiar with the crypto world. Next, we will teach you step by step how to buy USDT from exchanges and recharge it to a virtual credit card.
Steps to Purchase USDT Through an Exchange#
If you choose a virtual credit card that requires USDT for recharging, such as VCard, PokePay, Dupay, or WasabiCard, here is a detailed operation guide:
1. Choose a Reliable Exchange#
Common exchanges used by domestic users include OKX, Binance, and HTX. These platforms support purchasing USDT with RMB, have user-friendly interfaces, and high security. For example, after registering on OKX, complete the real-name verification (usually requires an ID card and video verification), and you can start trading.
2. Recharge RMB and Purchase USDT#
- Recharge: After logging into the exchange, select the "Recharge" function to transfer RMB into your account via Alipay, WeChat, or bank card.
- Purchase USDT: Go to the "Fiat Trading" or "Quick Buy" page, select USDT, enter the amount you want to purchase (e.g., 100 USDT), and then choose the payment method (Alipay or WeChat). After completing the payment, USDT will arrive in a few minutes.
- Note: The exchange may have a 24-hour freeze period for first-time transactions, so it is advisable to plan your recharge time in advance.
3. Transfer USDT to the Virtual Credit Card#
- Obtain Recharge Address: Log into your virtual credit card platform (e.g., PokePay or Dupay), and find the USDT wallet address on the "Recharge" page. Be sure to select the correct network (e.g., TRC20, ERC20).
- Initiate Transfer: Return to the exchange, go to the "Withdraw" page, paste the USDT address of the virtual credit card, select the corresponding network, enter the transfer amount, and submit after confirmation. The transfer usually completes within 5-10 minutes.
- Check Arrival: Return to the virtual credit card platform to confirm that the USDT has arrived, and you can use it for payments or consumption!
Choosing and Recommending Virtual Credit Cards#
Although the USDT recharge process is not complicated, purchasing cryptocurrency may still have some barriers for beginners. At this time, WildCard is particularly friendly. It directly supports recharge via Alipay and WeChat, without needing to touch USDT, making card opening and recharging as simple as scanning a code to buy milk tea. By using the invitation code LEIXUE to register, you can also enjoy card opening discounts, making it highly cost-effective! Direct link to the official website: https://leixue.com/go/yeka.
Of course, if you are already familiar with the crypto world, VCard and PokePay are also good choices. VCard has low fees and supports binding for Alipay consumption; PokePay offers a Hong Kong dollar card and supports Alipay Hong Kong scanning, suitable for domestic daily consumption. Dupay is an established platform with strong stability, but it occasionally has maintenance periods. WasabiCard is suitable for users seeking niche options, with balanced features.
Tips: Recharge and Usage Considerations#
- Choose the Right Card: If you don't want to deal with USDT, the first choice is WildCard; if you need USDT, VCard or PokePay are more suitable.
- Control Balance: Virtual credit card platforms may have risks of running away, so it is advisable to use it immediately after recharging to avoid storing too much balance.
- Check Fees: PokePay has a consumption fee of 1%, and an additional 1% conversion fee for non-HKD consumption; VCard has lower fees but slightly higher recharge thresholds.
- Safety First: Ensure that the real-name verification of exchanges and virtual credit card platforms protects personal information to avoid leaks.
Conclusion: Choose the Right Virtual Credit Card for Worry-Free Payments#
Whether subscribing to ChatGPT Plus, shopping overseas, or making cross-border payments, virtual credit cards can make your consumption smoother. For domestic users, WildCard is the most hassle-free choice, allowing Alipay recharges without KYC, easily handling overseas payments. If you prefer USDT recharges, VCard, PokePay, Dupay, and WasabiCard can also meet your needs. As long as you choose the right platform and follow the steps above, recharging and paying will be a matter of minutes!