Virtual credit cards are becoming increasingly popular in today's digital age, especially for domestic users who want to subscribe to overseas services, purchase cross-border e-commerce products, or activate AI memberships like ChatGPT Plus. An overseas virtual credit card is simply a necessity! Today, let's talk about the recharge method for VCard, especially how to buy USDT through exchanges to fund the card, and also look at other virtual credit cards suitable for domestic users to help you find the most suitable one.
Recommended Overseas Virtual Cards: WildCard, VCard, PokePay, Dupay, WasabiCard, LocalCard
Recommended USDT Purchase: OKX, Binance, HTX
Why Choose VCard Virtual Credit Card?#
VCard is a virtual credit card particularly suitable for cryptocurrency users because it supports recharge with cryptocurrencies like USDT and can be linked to Alipay and WeChat Wallet for domestic consumption. This is incredibly convenient for friends who want to convert USDT into daily spending funds! Moreover, VCard has relatively low fees, and payments for overseas services like ChatGPT and Claude are very stable, offering good value for money. However, recharging VCard requires some tricks, especially needing to handle USDT first. Below, I will guide you step by step on how to operate.
How to Buy USDT Through Exchanges and Recharge VCard?#
The recharge of VCard mainly relies on USDT, so we first need to exchange RMB for USDT through a cryptocurrency exchange and then transfer it to the VCard wallet. Here are the detailed steps; just follow along and you won't get lost:
1. Choose a Reliable Exchange#
Common exchanges used by domestic users include OKX, Binance, and HTX. These platforms support RMB deposits and USDT trading, and their interfaces are user-friendly for Chinese users. Taking Binance as an example, after registering an account, you need to complete real-name verification (upload ID, video verification), which can be done in about 10 minutes.
2. Purchase USDT#
- Deposit RMB: After logging into the exchange, find the "Deposit" page, select Alipay or WeChat Pay, and transfer RMB to your exchange account.
- Buy USDT: Go to the "Fiat Trading" or "C2C Trading" page, select "Buy USDT," enter the amount you want to buy (for example, 100 USD, about 700 RMB, depending on the exchange rate). After confirming the order, pay via Alipay or WeChat as per the seller's request, and after payment, click "Payment Completed." The USDT should arrive in about 5 minutes.
- Note: USDT on Binance may have a 24-hour freezing period before it can be transferred out. Remember to account for transaction fees (about 3-5 USD) in your budget.
3. Transfer to VCard Wallet#
- Open the official website or App of VCard, go to the "Recharge" page, and copy the USDT recharge address (make sure to choose the correct network, such as TRC20 or BEP20).
- Return to the exchange, click "Withdraw," select USDT, paste the VCard recharge address, enter the transfer amount, and submit after confirming the network matches. The USDT should appear in the VCard wallet in 5-10 minutes.
- Finally, in VCard, select "Recharge to Card," enter the amount, and the USDT will be converted into the dollar balance on the card!
Other Virtual Credit Card Recommendations#
In addition to VCard, there are several other virtual credit cards on the market suitable for domestic users, each with its own highlights:
- WildCard: This is definitely the top choice for domestic users! WildCard supports direct card opening and recharge via Alipay, eliminating the need to deal with USDT, and the operation is incredibly simple. Payments for ChatGPT Plus and OpenAI API are super stable. The official website also has an invitation code "LEIXUE," which can save you some card opening fees upon registration, highly recommended!
- PokePay: A virtual card settled in HKD, supporting recharge with various cryptocurrencies like USDT and BTC, and can be linked to Alipay HK for domestic QR code payments. PokePay also offers a physical card, suitable for those who want to use it both online and offline.
- Dupay: An established virtual card that supports VISA and MasterCard, with convenient USDT recharges, but may occasionally undergo maintenance, recommended as a backup card.
- WasabiCard: A balanced option suitable for cryptocurrency users, slightly less stable but with low fees and good value for money.
- LocalCard: An emerging card type with low entry barriers, suitable for beginners or users with high privacy needs.
Tips: Precautions for Recharging and Using Virtual Cards#
- Transaction Fees: USDT recharges may incur about 1% in fees, and non-USD transactions may have a 1% currency conversion fee, so calculate the costs before recharging.
- Security: Enable two-factor authentication (2FA) on both the exchange and virtual card platform to protect your account security.
- Recharge and Use: Although the risk of virtual card platforms going offline is low, avoid keeping too much balance on the card; recharge as needed.
- KYC Verification: Some card types of VCard require real-name verification (KYC), but the Lite card can be used without verification, albeit at slightly higher fees, so choose based on your needs.
Conclusion: VCard Recharge is Not Difficult, WildCard is More Worry-Free#
By purchasing USDT through OKX, Binance, or HTX and transferring it to VCard, the entire recharge process is actually not complicated; once familiar, it can be completed in 10 minutes. For cryptocurrency users, the low fees of VCard and the convenience of linking to Alipay are indeed very appealing. However, if you find USDT recharge troublesome or simply do not want to deal with cryptocurrencies, then WildCard is definitely a better choice—everything can be done with one click on Alipay, saving time and effort, with a high success rate for payments! No matter which card you choose, virtual credit cards can make your overseas spending smoother, so give it a try!