Overseas AI services like ChatGPT Plus and OpenAI API have become daily tools for many domestic users. However, due to payment restrictions, domestic users often face the challenge of traditional credit cards being unable to make direct payments when subscribing to these services. At this point, a suitable U.S. virtual credit card becomes the "key" to solving payment barriers. Among many virtual card services, WildCard stands out as the preferred choice for domestic users subscribing to overseas services due to its convenience, stability, and security. This article will delve into the core value of virtual cards and share how to easily apply for a suitable U.S. virtual credit card through WildCard.
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Why Do You Need a U.S. Virtual Credit Card?#
Many overseas services, such as ChatGPT Plus, Claude, Midjourney, etc., require payment via international credit cards (like Visa or MasterCard). However, UnionPay cards issued domestically typically only support transactions in RMB and cannot complete payments in USD directly. Even dual-branded cards (Visa + UnionPay or MasterCard + UnionPay) issued by some banks may fail due to bank risk control or platform restrictions. Additionally, overseas services have high requirements for payment environments, and frequent use of shared proxy IPs may trigger risk control, further increasing payment difficulties.
The emergence of U.S. virtual credit cards is precisely to solve these problems. They not only simulate the domestic payment environment in the U.S. but also allow recharging through domestic payment methods, significantly lowering the operational threshold. For domestic users, the core value of virtual cards lies in:
- Convenient Payments: Supports domestic payment methods like Alipay and WeChat for recharging, without involving complex cryptocurrency transactions.
- High Success Rate: Optimized payment channels can effectively avoid platform risk control, improving transaction success rates.
- Security: No need to provide real credit card information, reducing the risk of privacy leakage.
- Applicable in Multiple Scenarios: Supports subscriptions to various overseas services, such as ChatGPT Plus, OpenAI API, GitHub Copilot, etc., meeting the diverse needs of developers, content creators, and businesses.
WildCard: The Ideal Choice for Domestic Users#
Among many virtual card services, WildCard stands out due to its features designed specifically for domestic users. Unlike virtual cards like Dupay, VCard, PokePay, WasabiCard, and LocalCard that require recharging via USDT, WildCard does not require users to have cryptocurrency knowledge, making it very easy to operate. Here are the core advantages of WildCard:
1. Simple and Quick Registration and Card Opening Process#
Through the WildCard official website, users only need to register an account using their phone number (Mainland users choose +86, Hong Kong users choose +852), and complete registration after receiving a verification code. Entering the invitation code "LEIXUE" during registration allows for card opening discounts. After logging in, go to the "My Cards" page, select a 1-year ($11.99) or 2-year ($16.99) package, and pay the card opening fee via Alipay or WeChat QR code. Once the card is successfully opened, the system will automatically generate virtual card information, including card number, expiration date, and CVV code, which users can save for future use.
2. Flexible Recharging and Transparent Fees#
WildCard has a low recharge threshold, with a minimum of only $5. It is recommended to recharge $25 for the first time to cover possible pre-authorization fees (such as the $5 verification fee when binding ChatGPT Plus). The recharge fee is 3.5%, while consumption and withdrawal are free, with a clear and transparent fee structure. Unused balances can be refunded to Alipay in real-time without additional fees, greatly enhancing fund flexibility.
3. Stable and Secure Payment Experience#
WildCard is launched by Lei Xue Network, backed by years of overseas payment experience. Its payment channels are optimized to effectively avoid risk control interceptions from platforms like OpenAI. Unlike virtual cards that rely on cryptocurrency, WildCard does not require KYC verification (optional Alipay facial verification to increase limits), significantly reducing the risk of privacy leakage. Whether subscribing to ChatGPT Plus, recharging OpenAI API, or paying for GitHub Copilot, Midjourney, and other services, WildCard can provide stable payment support.
4. Wide Range of Application Scenarios#
In addition to AI tools, WildCard also supports consumption on platforms like Google Play, Apple Store, Adobe, Amazon, covering various needs of developers, content creators, and small to medium-sized enterprises. Whether personal users are subscribing to AI services or businesses are managing multiple virtual cards in bulk, WildCard can provide a one-stop solution.
How to Subscribe to ChatGPT Plus via WildCard?#
Taking the subscription to ChatGPT Plus as an example, here are the specific steps:
- Register an Account: Visit the WildCard official website, register using your phone number, and enter the invitation code "LEIXUE".
- Open Card and Recharge: After logging in, select the 2-year package (better value), pay the card opening fee via Alipay or WeChat, and recharge at least $25.
- Bind Payment: Log in to your account on the OpenAI official website, go to the subscription page, and enter the virtual card information provided by WildCard to complete the binding.
- Confirm Subscription: Select the ChatGPT Plus package, confirm payment, and enjoy the service. Users can view consumption records and manage balances clearly in the WildCard backend.
To avoid payment interception, it is recommended to use a home network IP or high-quality proxy nodes, avoiding multiple users sharing the same IP.
Conclusion: WildCard Makes Overseas Payments Simpler#
For domestic users, WildCard is not just a virtual credit card, but a bridge connecting to high-quality global services. With convenient recharging methods, stable payment channels, and a wide range of application scenarios, WildCard helps users easily overcome payment barriers and enjoy the convenience of overseas services like ChatGPT Plus and OpenAI API. If you are troubled by overseas payments, consider visiting the WildCard official website, register using the invitation code "LEIXUE", and start your simple and secure overseas subscription journey!