Virtual credit cards have become a "lifeline" for many domestic users. Whether subscribing to ChatGPT Plus, recharging the OpenAI API, or making purchases on Amazon and Netflix, domestic credit cards often face issues. Fortunately, virtual credit cards provide a convenient solution, especially platforms like WildCard, VCard, PokePay, Dupay, and WasabiCard, which are designed specifically for domestic users, offering stability and security. Today, let's discuss how to purchase USDT and how to use it to recharge your virtual credit card, making overseas payments easy for you.
Recommended Overseas Virtual Cards: WildCard, VCard, PokePay, Dupay, WasabiCard
Recommended USDT Purchase Platforms: OKX, Binance, HTX
Why Do You Need to Recharge with USDT?#
The core advantage of virtual credit cards is convenience and security, but aside from WildCard which supports direct recharges via Alipay, most virtual cards (like VCard, PokePay, Dupay, WasabiCard) require recharges using USDT (Tether). USDT is a stablecoin pegged to the US dollar at a 1:1 ratio, with low volatility, making it suitable for cross-border payments. Domestic users can purchase USDT through cryptocurrency exchanges and then transfer it to their virtual card accounts to complete the recharge.
How to Purchase USDT?#
Buying USDT is not complicated; domestic users can follow these steps:
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Choose a Reliable Exchange
It is recommended to use OKX, Binance, or HTX. These platforms have a large user base, are easy to operate, and are highly secure. You will need to complete identity verification (KYC) during registration, so have your ID and phone number ready, which can be done in a few minutes. -
Recharge with RMB
After logging into the exchange, go to the "Recharge" or "Funds" page, and transfer RMB into your account using Alipay, WeChat, or a bank card. Note that exchanges usually have a minimum recharge amount, such as 100 RMB, depending on the platform's requirements. -
Purchase USDT
Go to the "Trading" or "Spot Trading" page, search for the USDT trading pair (e.g., USDT/CNY). Enter the amount you wish to purchase, and confirm to buy. After the purchase, USDT will appear in your exchange wallet. -
Check Wallet Balance
After purchasing, go to the "Assets" or "Wallet" page to confirm that USDT has arrived. It is advisable to test with a small amount first, such as buying 10 USD worth of USDT, and once you are familiar with the process, you can proceed with larger transactions.
Recharging USDT to Your Virtual Credit Card#
Once you have purchased USDT, the next step is to recharge it to your virtual credit card account. Here are the recharge steps using VCard, PokePay, Dupay, and WasabiCard as examples:
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Register a Virtual Card Account
Visit the corresponding official website (such as VCard or PokePay) and register an account. Some platforms require KYC, while the Lite card from Dupay does not require verification, making it suitable for beginners. When registering, check if there are any invitation code discounts, for example, using "LEIXUE" for WildCard can provide card opening discounts. -
Obtain Recharge Address
Log into your virtual card account, go to the "Recharge" or "Wallet" page, and select USDT as the recharge method. The platform will generate a unique USDT recharge address (a string of alphanumeric characters). Copy this address carefully! -
Transfer USDT from the Exchange
Return to the exchange, go to the "Withdraw" or "Transfer" page, paste the virtual card's USDT address, and select the transfer network (common options include TRC20 and ERC20; TRC20 is recommended for lower fees). Enter the transfer amount, confirm, and submit. The transfer usually arrives within a few minutes, depending on network congestion. -
Confirm Arrival and Use
After the transfer is complete, refresh your virtual card account to check if the USDT has arrived. Once it arrives, the funds can be used directly for purchases or linked to platforms like Alipay or WeChat (for example, PokePay supports linking to AlipayHK). When spending, be aware of transaction fees; for instance, PokePay has a 1% transaction fee, and there is an additional 1% conversion fee for non-HKD currencies.
Why Recommend WildCard?#
Although recharging with USDT is convenient, purchasing USDT and transferring it can be a bit cumbersome for beginners. At this point, WildCard becomes the best choice. It directly supports Alipay QR code card opening and recharging, eliminating the need to deal with cryptocurrency, and the operation is simple enough for anyone to use. WildCard also does not require KYC, has a high payment success rate, and is particularly suitable for subscribing to ChatGPT Plus, OpenAI API, or linking to PayPal. Even better, it provides an overseas network environment, reducing the risk of payment rejection. Official website: https://leixue.com/go/yeka, and using the invitation code "LEIXUE" can save you on card opening fees!
Tips: Safety First#
- Choose Legitimate Platforms: For exchanges, select OKX, Binance, or HTX, and for virtual cards, choose reputable ones like WildCard to avoid risks of scams.
- Small Amount Testing: When recharging USDT for the first time, transfer a small amount (like 5 USD) to confirm the process is correct before proceeding with larger transactions.
- Be Aware of Fees: Different platforms have varying transaction fees and transfer network costs; for example, TRC20 is cheaper than ERC20, so check before recharging.
- Recharge and Use Immediately: It is not advisable to keep too much balance in the virtual card; just enough to use is sufficient to reduce financial risk.
Conclusion: Choose the Right Virtual Card for Worry-Free Payments#
Whether you want to subscribe to overseas services or shop internationally, virtual credit cards can help domestic users navigate easily. WildCard is the top choice due to its Alipay recharge and no KYC requirements; VCard, PokePay, Dupay, and WasabiCard are more suitable for users familiar with USDT. Purchasing USDT and recharging is not difficult; just follow the steps above, choose a reliable exchange, and you can complete it in ten minutes. For a hassle-free experience, go directly to WildCard, and enjoy seamless payments from now on!