The popularity of blockchain technology and cryptocurrencies has led to an increasing demand among domestic cryptocurrency users for overseas virtual credit cards. Whether it's subscribing to ChatGPT Plus, topping up the OpenAI API, or engaging in cross-border e-commerce and overseas shopping, virtual credit cards have become a "magic tool" for solving payment issues. Especially for cryptocurrency users, virtual cards not only facilitate the convenient withdrawal of cryptocurrencies like USDT but also seamlessly connect to domestic consumption scenarios. Today, let's discuss recommendations for overseas virtual credit cards suitable for domestic cryptocurrency users and how to apply for a U.S. virtual credit card to help you easily manage global payments!
Overseas Virtual Card Recommendations: WildCard, VCard, PokePay, Dupay, WasabiCard
USDT Purchase Recommendations: OKX, Binance, HTX (New users are recommended to download the OKX APP to purchase USDT)
Why Do Cryptocurrency Users Need Virtual Credit Cards?#
Cryptocurrency users hold assets like USDT and BTC, but directly spending these assets domestically is not easy. Traditional bank card payments are limited, and overseas services often do not support domestic credit cards, which is where virtual credit cards come into play. They can not only be linked to Alipay and WeChat for domestic consumption but also pay for overseas services like Netflix and Amazon, and even for advertising. The key is that virtual cards do not require cumbersome qualification reviews, are ready to use upon registration, and offer high security, making them the "best partner" for cryptocurrency users.
Recommended Virtual Credit Cards for Domestic Cryptocurrency Users#
Here are several virtual credit cards suitable for domestic cryptocurrency users, powerful and stable, covering various online and offline scenarios:
1. WildCard: The Most Down-to-Earth Choice#
WildCard is hailed as the "payment artifact" for domestic users. Its biggest highlight is that it supports direct card opening and top-up via Alipay and WeChat, completely eliminating the need to purchase USDT, saving cryptocurrency users from the hassle of trading on exchanges. WildCard offers Mastercard/VISA card heads from the U.S. and Hong Kong, with a high success rate for payments, making it particularly suitable for subscribing to AI services like ChatGPT, Claude, and OpenAI. No KYC certification is required, privacy protection is in place, and the operation is simple to the point of being "foolproof."
Recommendation Reason: RMB top-up, no monthly fee, Alipay/WeChat payment, stable payments. Register with the invitation code "LEIXUE" to enjoy card opening discounts, so go try it on the WildCard official website!
2. VCard: The Withdrawal Tool for Cryptocurrency Users#
VCard is a popular choice among cryptocurrency users, supporting USDT top-ups with low and stable rates. It can not only pay for overseas services but also link to Alipay and WeChat for domestic consumption, making it a "USDT cash-out artifact." VCard supports scenarios like ChatGPT Plus and App Store U.S. region top-ups, and some cards even support 3DS verification for higher security. However, top-ups need to be done by purchasing USDT through OKX or Binance, which is slightly more complicated.
Recommendation Reason: Low rates, supports domestic consumption, cryptocurrency-friendly.
3. PokePay: A Flexible Player for Multi-Currency Payments#
PokePay mainly offers Hong Kong dollar VISA cards and supports top-ups with various cryptocurrencies like USDT, BTC, and ETH. It not only provides virtual cards but also has physical card options, covering offline scenarios like ATM withdrawals and POS machine consumption. PokePay supports linking to Hong Kong Alipay (AlipayHK), making domestic QR code consumption super convenient, especially for cryptocurrency users cashing out. The card opening fee is slightly higher (20 USDT for virtual cards, 99 USDT for physical cards), but it offers comprehensive functionality and good value for money.
Recommendation Reason: Multi-currency support, physical card option available, Alipay HK linkage.
4. Dupay: A Long-Standing Stable Choice#
Dupay is the "big brother" of the virtual credit card world, offering VISA and Mastercard with USDT top-up support. It can meet global payment needs for services like ChatGPT, Netflix, and PayPal, and can also be linked for domestic platform consumption. Although there are occasional maintenance periods affecting top-ups, its overall stability is strong, making it suitable for users with USDT reserves. Top-ups need to be done through exchanges like HTX, which makes the process a bit cumbersome.
Recommendation Reason: Established and reliable, global payments, no top-up threshold.
5. WasabiCard: Niche but with Unlimited Potential#
WasabiCard is an emerging virtual card with balanced functionality, supporting USDT top-ups, suitable for small payments and subscription services. Although it is not as well-known as the other options, its stability is gradually improving, making it a good backup card. Cryptocurrency users can top up USDT through Binance, and the operation is simple.
Recommendation Reason: Niche alternative, balanced functionality.
How to Apply for a U.S. Virtual Credit Card?#
For domestic users, applying for a U.S. virtual credit card is not complicated. Here are the general steps:
- Choose a Platform: Select a suitable virtual card based on your needs, such as WildCard (no USDT required) or VCard (cryptocurrency-friendly).
- Register an Account: Visit the official website and register using your phone number or email. It is recommended to use a Google email or an overseas phone number to protect your privacy.
- KYC Certification (optional): Some platforms like PokePay require KYC, and virtual cards can use non-personal information, while physical cards should use real identities.
- Top Up Funds:
- Open Card for Consumption: After topping up, you can open the card, obtain the card number, expiration date, and CVV, and link it to the target service to start consuming.
Tip: Cryptocurrency users are advised to use funds immediately after topping up to avoid keeping excessive balances in the virtual card to reduce risk.
Summary: Which Virtual Card is Best for You?#
For domestic cryptocurrency users, WildCard is the top choice, with Alipay top-ups, no KYC, and stable payments, perfectly suited for regular users and AI enthusiasts. If you are a USDT player, VCard and PokePay are more suitable, with low rates and support for domestic consumption. Dupay and WasabiCard can serve as backups. No matter which one you choose, remember to safely top up through exchanges like OKX and enjoy the convenience of global payments!